My wife and I enjoy taking time to talk about what we want our life to look like when we reach the point of financial independence. It is exciting to do this exercise, as it helps keep the reason behind saving, investing, and other smart financial decisions at the forefront of your mind.
I recently helped my mother purchase a 2015 SUV from a dealership. It was not a pleasant experience. Those of you that have purchased from a dealership know how long the process takes. Within 20 minutes of walking into the dealership, we were ready to pay all cash for the vehicle. We had done our research in advance, the test drive went well, and we were buying a reliable make and model.