At The Wealth Group we tailor a personal plan embracing all chapters of your financial story.  It's not our job to tell you what to do with your money.  It's our job to find out what you want to do and tell you the best way to do that.  We integrate all of what we call "the seven pillars" of wealth management in your portfolio.  In other words, we help to get your "financial house" in order.

INCORPORATING THIS OVERALL APPROACH IS THE CORE OF OUR FINANCIAL PLANNING DESIGN PROCESS AND ABSOLUTELY SETS THE WEALTH GROUP APART.  
 

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WHERE DO WE BEGIN?

We simply take a look at your big picture goals with you and get started right away breaking down the process into individualized, practical, and powerful action items.  Things you can start on today.  

  Estate Planning   Good estate planning accomplishes two things.  1) It makes sure all of the stuff you’ve worked for, grown, and accumulated, goes where you want it to go in the event that you’re not here tomorrow.   2) It makes sure all of the stuff you’ve worked for, grown, and accumulated, goes where you want it to go in the event that you’re here tomorrow but incapacitated.

Estate Planning

Good estate planning accomplishes two things.

1) It makes sure all of the stuff you’ve worked for, grown, and accumulated, goes where you want it to go in the event that you’re not here tomorrow. 

2) It makes sure all of the stuff you’ve worked for, grown, and accumulated, goes where you want it to go in the event that you’re here tomorrow but incapacitated.

  Education Planning   Education planning is more than just determining how much money you need to save for your child’s education.    It is an ongoing conversation with your children about what is the best plan and path for their future earning potential.  Based on your preferences, we will build a strategy for your family.

Education Planning

Education planning is more than just determining how much money you need to save for your child’s education.  

It is an ongoing conversation with your children about what is the best plan and path for their future earning potential.  Based on your preferences, we will build a strategy for your family.

  Investment Planning   We believe in a process called asset-allocation.  What does that mean?   We don’t put all your eggs in one basket.   When building your portfolio, we determine in which  baskets     (baskets represent all the available investment markets: large-cap U.S. stocks, emerging market bonds, high-quality domestic bonds, international stocks, etc.)  to put your  eggs   (eggs represent the individual investments that we use: stocks, bonds, ETFs, mutual funds, etc.).  

Investment Planning

We believe in a process called asset-allocation.

What does that mean?  We don’t put all your eggs in one basket.

When building your portfolio, we determine in which baskets (baskets represent all the available investment markets: large-cap U.S. stocks, emerging market bonds, high-quality domestic bonds, international stocks, etc.) to put your eggs (eggs represent the individual investments that we use: stocks, bonds, ETFs, mutual funds, etc.).  

  Tax Planning   We don’t just focus on how to lower last year’s taxes for you, but rather on what gives you the most tax flexibility for the next 30 years.   Instead of being reactive, we try to be as proactive as possible when it comes to tax planning.

Tax Planning

We don’t just focus on how to lower last year’s taxes for you, but rather on what gives you the most tax flexibility for the next 30 years. 

Instead of being reactive, we try to be as proactive as possible when it comes to tax planning.

 
  Insurance Planning   It is best to use insurance to protect you or your family from a potential catastrophic financial risk, not as a long-term investment.    We will make sure you are in a safe and beneficial place with regards to your insurance coverage.    

Insurance Planning

It is best to use insurance to protect you or your family from a potential catastrophic financial risk, not as a long-term investment.  

We will make sure you are in a safe and beneficial place with regards to your insurance coverage.


 

  Retirement Planning   Will you out-live your money?  What’s your plan for your financial future?  Do you have one?  We help you build a bridge from where you are to where you want to go.    Then we put guardrails on either side to  ensure you don’t fall off track. 

Retirement Planning

Will you out-live your money?  What’s your plan for your financial future?  Do you have one?  We help you build a bridge from where you are to where you want to go.  

Then we put guardrails on either side to  ensure you don’t fall off track. 

  Cash-Flow Planning   Cash-flow management is the foundation of your financial house.   No matter how big and beautiful the other parts of your house are  (good estate planning, how large your portfolio is, proper insurance, etc.) , if you can’t manage your month-to-month cash flow, the whole house will most likely crumble eventually.    We will help you avoid that.

Cash-Flow Planning

Cash-flow management is the foundation of your financial house. 

No matter how big and beautiful the other parts of your house are (good estate planning, how large your portfolio is, proper insurance, etc.), if you can’t manage your month-to-month cash flow, the whole house will most likely crumble eventually.  

We will help you avoid that.