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20 Percent Thumbnail

20 Percent

By: Mike Earl, CFP®, CPWA®


The average investment rate of millionaires profiled in The Millionaire Next Door is 20%. That is, millionaires in America “invest nearly 20 percent of their household income each year” (p. 10).

What does this mean to you?

You should know how much of your personal income is being invested each year for retirement (if you don’t know, we can tell you).

If you aren’t currently investing 15-20% of your income for your retirement, let’s talk about a pathway to get you there.